Affordable Health Insurance
for Individuals & Families

Vital Health & Life Agency helps individuals, families, and self-employed professionals explore private and alternative health insurance options tailored to their needs.

  • PPO & private health plan options
  • No-deductible plans available
  • $0 preventive care on eligible plans
  • Nationwide coverage options
Contact Us Insurance Options

Why Choose Vital Health & Life Agency

We focus on education, transparency, and personalized guidance to help clients better understand their health insurance options.

Simple & Clear Guidance

We help simplify the process so clients can better understand their available health insurance options.

Licensed Agent Support

Clients receive step-by-step guidance from licensed agents who can explain coverage details and plan differences.

Plan Comparison

We help clients review and compare different health insurance plan options so they can better understand coverage details and make informed decisions.

About Us

We are committed to high ethical standards and personalized service, with a focus on helping individuals and families better understand their healthcare options. Our goal is to make quality coverage more accessible through education, transparency, and experienced guidance.

Our licensed agents provide clear, straightforward support, helping clients review and compare available options so they can choose coverage that aligns with their needs and circumstances.

Private Health Plans

We assist individuals and families with enrollment in marketplace and private insurance plans, providing guidance and support throughout the process and answering questions along the way.

Short Term Medical

Short-term health plans offer temporary coverage designed to provide flexibility for individuals seeking insurance for a limited period of time.

Dental & Vision

We offer options for dental, hearing and vision plans. These plans can be purchased individually, or grouped together with a traditional health insurance plan.

Affordable Care Act (ACA) is an extensive healthcare reform sometimes referred to as Obamacare. As per ACA, individual medical insurance plans must cover ten Essential Health Benefits in order to be recognized as a Qualified Health Plan (QHP)and provide “minimum essential coverage (MEC)” to enrollees. To find more information on QHP options in your state, visit www.HealthCare.gov. Premium tax credits are subject to eligibility requirements. Short Term Medical (STM) Comprehensive medical coverage is not provided by STM Insurance plans. STM doesn’t fall under the minimum essential coverage as defined by the ACA and may not cover all Essential Health Benefits. Plans typically don’t cover preexisting conditions and may have financial limitations on health benefits. Fixed Indemnity/Limited Indemnity Plans Indemnity Plans are complementary to health insurance plans, not a replacement for insurance or a substitute for the minimum essential coverage required by the ACA. If you are eligible for Medicaid, check if these payments affect your coverage and eligibility. Submitting your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call us to determine eligibility and to request a copy of the applicable policy. Quotes may vary depending on various factors, including coverage choices, insurance companies’ underwriting practices, and others. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. We are committed to protecting your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details.