Privacy Policy

Vital Health and Life Agency LLC

Last Updated: October 8, 2026

This Privacy Policy explains how Vital Health and Life Agency LLC (“Vital,” “we,” “us,” or “our”) collects, uses, and protects personal information obtained through our website, https://vitalhealthandlifeagency.com, and our insurance-related services.

Information We Collect

When you request information or an insurance quote, we may collect your name, email address, telephone number, ZIP code, state of residence, coverage interests, current insurance status, and other information you voluntarily provide. We may also collect information relevant to insurance eligibility, applications, and enrollment.

Our website may automatically collect basic technical information, including IP addresses, browser and device information, referring websites, and pages visited.

How We Use Your Information

We collect information through website forms, telephone calls, emails, text messages, and other communications. We may also receive information from authorized insurance partners and service providers when permitted by law.

We use this information to respond to inquiries, provide insurance quotes, explain coverage options, assist with enrollment, service accounts, maintain business records, improve our services, and comply with applicable legal and regulatory requirements.

Information Sharing and Disclosure

We may disclose personal information when reasonably necessary to provide insurance-related services, including to licensed insurance carriers, authorized agents, enrollment platforms, professional advisers, regulatory authorities, and service providers supporting our business operations.

We do not sell personal information for monetary compensation or disclose information for unrelated purposes without appropriate authorization, except as permitted or required by law.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties or affiliates for their own marketing or promotional purposes.

Authorized communications providers may process mobile information solely to deliver messages on our behalf and not for their own independent marketing purposes.

Text Messages and Marketing Choices

With your express consent, Vital Health and Life Agency LLC may send text messages regarding insurance inquiries, quote follow-ups, appointment reminders, customer care, account notifications, and promotional information where separately authorized.

SMS consent is optional and is not a condition of purchasing insurance or receiving our services. Message frequency varies, and message and data rates may apply. You may opt out at any time by replying STOP or request assistance by replying HELP. Mobile carriers are not responsible for delayed or undelivered messages.

You may also request to stop receiving marketing communications by following the unsubscribe instructions in our messages or contacting our agency directly.

Information Retention and Security

We retain personal information for as long as reasonably necessary to provide our services, maintain required records, resolve disputes, and comply with applicable legal and insurance regulatory obligations.

We use reasonable administrative, technical, and physical safeguards to protect personal information. However, no electronic transmission or storage system can be guaranteed completely secure.

Your Privacy Rights

Depending on your state of residence and applicable law, you may have the right to request access to, correction of, or deletion of your personal information, as well as withdraw consent for optional marketing communications.

Certain requests may be subject to identity verification and legal exceptions, including insurance recordkeeping requirements. Where applicable, you may appeal a denied privacy request by contacting us with “Privacy Appeal” in the subject line.

Children, External Links, and Policy Updates

Our website is intended for adults seeking insurance information and is not directed toward children under 13. We do not knowingly collect personal information directly from children through our website inquiry forms.

Our website may contain links to third-party websites with independent privacy practices that we do not control.

We may update this Privacy Policy periodically to reflect changes in our operations or legal requirements. Any updates will be posted on this page with a revised date.

Contact Us

For questions about this Privacy Policy or to submit a privacy-related request, please contact Vital Health and Life Agency LLC by email at contact@vitalhealthandlifeagency.com, by phone at (866) 633-5471, or by mail at 71 W Main St, STE 301, Freehold, NJ 07728.

Please include “Privacy Request” in your correspondence and avoid sending sensitive personal, medical, or financial information through unsecured email.